Welcome back to Enough Is a Number. I am Maya Sarkis. A listener in Amman sent me a question that I think a lot of you will recognise. He got a 20 percent raise last year, and twelve months later he has less in his bank account than before the raise. He gave me permission to go through his numbers, and today we will do exactly that, line by line. You will hear where the money went, and I promise it is not one big purchase. It is a car that was about the same price, four subscriptions, and a hundred small upgrades. Then I will give you the rule I use in my own house whenever income goes up, and why I decide what a raise is for before it ever arrives. You are listening on Witspeak Podcasts.