Stablecoins go mainstream Stablecoin settlement is moving from crypto exchanges to payroll, remittances and merchant payouts. A payments architect explains what changes when settlement takes seconds, not days. Stablecoins go mainstream For years stablecoins were plumbing for traders. This year they became plumbing for everyone else. - Why cross-border payroll was the first real use case - The compliance stack that made banks comfortable - What happens to correspondent banking fees Glossary - On-ramp / off-ramp: moving between bank money and tokens - T+0: settlement on the same day