Hi, I am Adaeze Nwankwo and this is Two Factor Everything, the show where we make your online life a lot harder to break into without making you learn a single acronym. Today's story comes from Ngozi, a tailor in Enugu, who got a WhatsApp message from a friend saying, sorry, I sent you a code by mistake, can you forward it? She did. Ten minutes later her friends were being asked for urgent money in her name. Ngozi is on the line with me and we are going to walk through exactly what happened, message by message, and then I am going to show you the one setting that would have stopped it cold. It takes two minutes. If you do nothing else this fortnight, do that. You are listening on Witspeak Podcasts. Let's go!