The Raise That Disappeared
A listener got a 20 percent raise and felt poorer a year later. Maya traces where it went and lays out a rule for catching lifestyle creep before it settles in.
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Most people have a vague sense that they need more money. Very few know how much. In this opening episode Maya walks through the exercise she did at her kitchen table in 2020 to work out the real annual cost of her family's life, and how that single figure replaced a lot of anxiety.
A simple worksheet is described at the end so listeners can do the same with a pen and one bank statement.
A listener got a 20 percent raise and felt poorer a year later. Maya traces where it went and lays out a rule for catching lifestyle creep before it settles in.