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Business

The Fintech Lab

Money, software and the people rebuilding both

Dimitri Klov4 episodes3 min of audio67 playsEpisodic

Episodes

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S3 · E4Oct 12, 20260:4724 plays Preview

Stablecoins go mainstream

Stablecoin settlement is moving from crypto exchanges to payroll, remittances and merchant payouts. A payments architect explains what changes when settlement takes seconds, not days.

S3 · E3Oct 5, 20260:4514 plays Members

The death of the password

Passkeys are finally shipping in banking apps. A security lead on what broke in the password era, what passkeys fix, and the recovery problem nobody has solved.

S3 · E2Sep 28, 20260:4815 plays Members

AI agents with credit cards

Agents that book, buy and pay are here. We look at the virtual card infrastructure letting software spend money safely, and the fraud models that have to keep up.

S3 · E1Sep 21, 20260:4814 plays Members

Embedded finance, embedded risk

Every app wants to be a bank. A risk officer on what the sponsor-bank model hides, the compliance debt that builds up, and how to tell a healthy program from a time bomb.

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